It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Pros and Cons of Banking Your Money The Pros and Cons of Banking Your Money Paying Tax Later Doesn't Always Mean Paying Less 401(k) savings are taxed as ordinary income when funds are withdrawn. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.